United Community Credit Union - All-in-One Account

If you are good at managing your money the All-In-One Account can take thousands of dollars and years off your loan.

Deposit money directly into your All-In-One Account and withdraw your expenses from it to reduce the principal and interest you owe.

Put simply, the amount you pay in immediately reduces your loan balance and therefore the interest you pay. What's more, we offer a free annual review service for selected members with an All-In-One Account to help plan for success in achieving your financial goals.

With the All-In-One Account you can:

Reduce your loan term by years
Redraw your money when you need it, with the convenience of cheque book, ATM card, telephone and Internet Banking access
Make extra repayments without penalty
Borrow up to 90% of the value of an established property (up to $250,000)
Borrow as little as $10,000 at a variable rate

Terms, conditions, and normal lending criteria apply. Fees and charges are payable. For current interest rates, please refer to our Home Loan Comparison Rate Schedule which can be downloaded here.

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