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Our Parent Equity Home Loan enables families who are willing to use the equity in their home to help their children purchase their own home.

Subject to how much you’re willing to guarantee^ and their ability to make repayments for the amount they wish to borrow*, your children can:
  • Borrow up to 100% of the purchase price of the new home
  • Borrow up to an additional 10% of the purchase price to cover costs associated with the purchase
  • Avoid the need to pay for Lender’s Mortgage Insurance
  • Receive relationship package benefits# including no loan establishment fees, discounted interest rates, no excess transaction fees on their Access Savings Account, and their own Relationship Consultant. 

Our Parent Equity Home Loan is available on all Home & Investment Loans**For more information on how the Parent Equity Loan works, download our Parent Equity Information Sheet.

^An acceptable guarantor is a parent, step-parent or parent-in-law. *Terms, conditions and normal lending criteria apply. Fees and charges are payable. # For loans of $200,000 or more. **Excluding Interest Only Loan and All-in-One Account.
 
For current interest rates, please refer to our Home Loan Comparison Rate Schedule which can be downloaded here.
     
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