Our Wealth Accumulation Account will help you achieve your financial goals:

• Will help you take care of your own investment purchases when it suits you
• A Line of Credit that allows you to redraw time and time again
• Has a competitive variable interest rate
• You can make extra payments to assist with wealth accumulation
• The money from the sale of shares and dividend payments can be credited direct to your Wealth Accumulation Account

Money when you need it

Our Wealth Accumulation Account is an unsecured Line of Credit that has been designed specifically to allow you to take advantage of investment opportunities when they happen.

Whether you want to buy shares, managed funds, or any worthwhile investment, the Wealth Accumulation Account allows you to redraw time and time again on available funds without having to reapply.

Start small or big – the minimum credit limit is $5000 and the maximum is $20,000 and pay monthly “interest only” repayments.

The Wealth Accumulation Account has been designed for investors who prefer to conduct their own trading of shares and managed funds. However, we recommend that you speak to a Financial Adviser to discuss your investment alternatives.

Paying for your investments

Once you’ve opened your Wealth Accumulation Account* you’re on your way to achieving your financial goals.

You can pay for your investment purchases by arranging a direct debit, by using an optional Cheque Book, or we can draw a Corporate Cheque on your behalf.

Tax time made easy

With all your investment transactions occurring in the one account, tax time has never been easier. You can track your purchases, share sales and tax-deductible expenses such as interest incurred.

You may also be able to use your Wealth Accumulation Account for negative gearing purposes, reducing your taxable income.

We recommend you seek advice from a tax accountant, such as that offered by Eastwoods Accounting and Taxation. To arrange an appointment with a Tax Accountant phone (08) 8132 9299.

If you would like more information or wish to open a Wealth Accumulation Account, email us now, call us on 13 25 85 or visit a Personal Financial Centre.